I am on disabled and on a fixed income. I keep trying to get free of credit card debt but because of payments I seem to keep getting deeper in debt. Can’t save because of high debt. I am currently separated from my husband with no chance of reconciliation. I went to work at age 13 and worked until disabled. Had to pay bills even then. I would like debts paid so I can have money left for necessities. Currently owe more than $12000 in credit card debt. If I could pay off just one of the larger ones I could work more on the rest. I would be forever grateful for any help you could give me.